Don’t allow your vivid fantasies of living in your new home, take you too far too quickly. It’s easy to get lost in your own mind when you think you’ve found the perfect new home. You can’t help but imagine what life will be like if you signed on the dotted line. However, you could begin to personalize your home even before you signed the contract. This way, you will know if this home is really for you. You’ll be giving yourself a fuller picture, with different aspects of what can and can’t be done to the home. You adore the location, but it’s beautiful for a reason. Local authorities want to keep it that way to boost property prices, thus you have to take into account you may not be able to extend your home if it disturbs the picturesque neighborhood.
Time to find out what you can do to personalize a home before buying it.
Lay of the land
When you like the home you’re viewing, it’s in your best interest to find out more about the land it’s on. Can you extend the property if you wish? Ask the estate agent, what kind of laws are in place regarding property expansion. If you have a lot of flat lands, it’s more possible to service the new rooms with electricity and plumbing. If there is a wall that needs to be knocked down, or if the home is near a hill of some sort, it will be more difficult. What could be your options with regard to landscaping? If you wanted to put more stone in your lawn to make a varied garden, would that be possible? It’s important to know what kind of soil the surrounding land is made of. Some soils are not as nutritious as others, so you might not be able to plant and or grow vegetables.
Fitting your finances
Some home buyers are clueless about their options, so they hope the real estate agent will guide them through the financial process. Others know their options but they play it safe anyway. Don’t be either of these people. Speak to a mortgage broker like Altrua that has industry contacts, which they use to give you the best rates. They intend to deliver a low rate mortgage as well as give you options that suit your circumstances. It’s always advantageous to get a mortgage that gives you flexibility should you be unable to make a few payments. Job circumstances change, so your mortgage lender needs to roll with the punches as you have to.
Cost of styling
Modern materials are more pliable when it comes to redecorating. They can be washed and painted over, bear the weight of added wood and various styling pieces. Check with the estate agent, to see what the cost would be to remodel or redecorate the exterior of the house. Could the exterior walls be repainted or are they made of a material that won’t absorb paint? Can you re-tile the roof without needing to uproot the inner layers?
Never settle for what appears to be the safest route when it comes to finances. Find a broker that can match you with a lender that’s compatible with your needs.